Air Ambulance Insurance

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Novice Typer
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PostPosted: Wed Jan 25, 2012 3:24 pm
I know this was discussed on the old forum site but would like to have a referral please.

Thanks!

Needs a Life!!!
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PostPosted: Wed Jan 25, 2012 9:19 pm
planning on something there?
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Forum Hermit
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PostPosted: Thu Jan 26, 2012 12:25 pm
He's just worried about you Steve!
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Ready to Write a Book
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PostPosted: Thu Jan 26, 2012 4:05 pm
There already be coverage for this. Maybe. Depends on what you mean by "air ambulance".

SCCA "participant medical insurance" is, as we know, a "secondary" coverage. You have your own primary coverage, and whatever medical costs that are NOT covered by your own health care insurance are covered under the SCCA policy.

An interesting hypothetical. Let's explore the two possibilities -

1. Air medivac from a race track

or

2. Air ambulance to get you from one medical care facility to another

Hmmm.

#1 - Soooo......(here's the maybe).....let's say you get helicoptered out of an SCCA event for medical reasons (fractured wallet, por exemplo), and your primary medical insurance provider won't cover the expense....it's likely that the SCCA medical insurance carrier will cover it. Notice I said "likely".

or

#2 - You've flown to a race 2000 miles from home and slip on a banana peel at the driver's meeting, spraining your back and making it impossible to sit down, so you can't fly home via commercial airline for 6+ months. Hmmm, again.

I do know who DOES know how to answer this question, and I can ask him. The conversation starts with "Hello, Pete...".

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PostPosted: Tue Jan 31, 2012 8:17 pm
My wife has worked as a flight RN on air evacs. There is a company out of San Diego called American Care (they take visa/mc). Also AIG provides travelor's insurance. She has done several escorts on commercial air where a patient has to return home after being stabilized.
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Ready to Write a Book
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PostPosted: Wed Feb 01, 2012 12:07 pm
Not sure if Robey was asking a general question re: air ambulance insurace (i.e. trip to Australia, attached by rogue kangaroo, need to be flown home) or about racing SRF specifically.

Got the following response from Pete Lyon, the Risk Management guy at SCCA, to my scenario 1 & 2 (above):

Scenario #1 is pretty straightforward....the primary evacuation is almost certainly medically necessary as it has been ordered by event medical.
Scenario #2 will depend on a little closer examination of the individual facts of the claim. I have seen secondary evacuations by air covered for more serious injuries such as severe leg injuries where there is immediate surgery and then the patient is flown home to recoup rather than be stuck away from home. Similarly, I have seen coverage extended where the surgery is to be performed by a specialist in a different city away from the track. But again, it will come down to a determination by the carrier that the secondary transport is reasonably medically neces

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